What is Capital Market and Money Market

Public Banks
A public bank is a financial institution that is owned and operated by a government entity, such as a state, city, or municipality, rather than by private shareholders. These banks are typically established to serve the public interest and may offer services like lending to government entities, businesses, and individuals, often with a focus on promoting economic development and financial inclusion within the community.

Private Banks
A private bank is a financial institution owned by private individuals or corporations, rather than the government, that provides financial services to individuals, often those with high net worth, including personalized financial advice, investment management, and wealth planning.

What is Capital Market and Money Market

A capital market is a financial market where long-term debt (maturing in over a year) and equity-backed securities are traded, facilitating the flow of capital between savers and those who need it for investment or business expansion. It's a place where companies and governments can raise funds by issuing stocks and bonds, and investors can buy these securities to grow their wealth.

Money Market
The money market is a financial market where short-term debtinstruments with maturities of one year or less are traded. It's a place where institutions and governments manage their short-term cash needs and where investors can find relatively low-risk, liquid investments.